15 Year Refi Rate


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Are 15-year, fixed-rate mortgages a good choice for refinancing? They often are, especially for homeowners well along in an existing 30-year mortgage; these can be used to chop years off of a remaining mortgage term, and often at the same or even lower than their current monthly payment.

Fixed-rate loans are a great option if you want a monthly payment that won’t change. A fixed interest rate means your rate stays the same for the life of the loan – so your payment will only change if your taxes or insurance premiums do. Many of our clients opt for 30- or 15-year fixed-rate loans. The Lowest Rate

What Loans Do Home Buyers Choose? Across the United States 88% of home buyers finance their purchases with a mortgage. Of those people who finance a purchase, nearly 90% of them opt for a 30-year fixed rate loan.

Look up current rates on a variety of products offered through Wells Fargo. Check back periodically as we regularly add new rates pages. credit card rates

Refinancing from a 30-year, fixed-rate mortgage into a 15-year fixed loan can help you pay down your mortgage faster, especially if interest rates have fallen since you bought your home.

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Home Equity Loan For Credit Card Debt If so, here are some of the pros for consolidating credit card debt with a home equity loan or HELOC. Lower Interest Rate The average interest rate for a home equity loan is 5.81% and that rate is fixed.

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Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.